Annuities

Never lose your initial investment and receive guaranteed income throughout retirement.

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More on Annuities.

To fund long-term goals, some investment risk is necessary to grow your wealth sufficiently. Annuities are among the safest investments available. Some clients wish to give up a few gains to preserve and protect their investments when the markets have a downturn.

Do you believe that the return of your money is more important than the return on your money?

How We Are Different

Our firm manages the investments within your annuity. Being able to manage the investments within your annuity reduces the fees charged by an annuity company while also allowing Family Dynasty Advisors to better synchronize all your financial investments.

Risks vs Rewards

Building a lucrative portfolio means one thoughtfully selects investments with different levels of risk, so they work together toward a common goal. Annuities may be a terrific option to consider!

Preventing Loss

The annuities we utilize are designed with money-back guarantees.

You invest a certain amount of money in return for the promise that you’ll get your money back, with interest, after (or over) a certain time period. That’s it. It’s really that simple.

Bottom line? Annuities are a great option for people who want tax-advantaged retirement income while also preventing investment losses.

Trade-Offs

With the annuities we utilize, the trade-off is the willingness to accept stable but limited upside returns for the protection from investment losses. For many people, this trade-off provides the peace of mind they are willing to accept when constructing their investment strategy.

Is An Annuity Right For YOU?

The answer to whether an annuity is a good investment for you should be based on your personal financial goals, investment risk tolerance plus a few additional factors.

Joining forces with an expert is a solid arrow to add to your investment quiver. Our team will help you by ensuring your investment is set up to meet both your current and long-term goals and objectives.

More on Combining Investment Strategies.

Many investors are still choosing only traditional investment vehicles and missing the complementary role annuities can play in retirement portfolios. Adding an insurance product alongside more traditional investment management methods can uniquely position your portfolio to provide income and hedge other risks.

Traditional investments are when you place your money down and hold on. Combining annuities alongside traditional investing can add stability to more aggressive — and riskier — investment strategies.

What We Don’t Believe in:

The financial industry's status quo or scaring clients into accepting low returns as standard.

Asset allocation shouldn't be based on age or complicated investment structures.

Guessing what the Market is going to do, or trying to predict what governments and people are going to do.

We focus solely on WEALTH GROWTH.

Our investment strategy is tailored to each client’s specific needs. However, our investment firm has several core beliefs that our services are structured around.

We are STRATEGIC.

We are not proponents of market timing but believe attractive entry, exit and rebalance opportunities exist.

We have LIABILITY AWARENESS.

Strategy should be developed within the context of each client’s liabilities and the overall impact on operations and investments.

We understand PRINCIPLE PROTECTION.

Protecting clients in down markets is the key to long-term economic growth. A fiduciary financial advisor has a professional obligation to work in your best interest.

We are always LOOKING FORWARD.

Investment strategy development and implementation is an inherently forward-looking exercise.

Professional Investment Management in Lubbock, Texas.