Between the years of 2000 – 2019, the S&P 500 had an average annual return of approximately 6% but the average annual intra-year decline from its peak to trough was approximately -16%. 

Meaning…investors in the S&P 500, on average, lost approximately 16% of their investment value before ultimately achieving an average annual return of 6%.

We think there is a better way.

https://www.isabelnet.com/sp-500-intra-year-declines-vs-calendar-year-returns/

We believe optimizing investment returns requires a two step process. 

First, we allocate investment dollars to market sectors we believe have the greatest potential for gains during current market upswings. 

Secondly, and just as important, we focus on protecting those investment gains by minimizing loses during market declines.

We provide comprehensive financial solutions for entrepreneurs, investors, professionals and retirees. We have a unique understanding of our clients’ challenges and opportunities.